Express Credit Union (“ECU”) operates expresscu.org. It is ECU’s policy to respect your privacy regarding any information we may collect. This policy is meant to be a supplement to any other agreement we have with you and does not supersede any of these agreements.
Like most website operators, ECU collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. ECU’s purpose in collecting non-personally identifying information is to better understand how ECU’s visitors use its website. From time to time, ECU may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
ECU also collects potentially personally-identifying information like Internet Protocol (IP).
Certain visitors to ECU’s websites choose to interact with ECU in ways that require ECU to gather personally-identifying information. The amount and type of information that ECU gathers depends on the nature of the interaction. For example, we ask visitors who sign up for a newsletter to provide a name, company and email address. In each case, ECU collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with ECU. ECU does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
ECU may collect statistics about the behavior of visitors to its websites. For instance, ECU may monitor website usage information. ECU may display this information publicly or provide it to others. However, ECU does not disclose personally-identifying information other than as described below.
ECU discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors, affiliated organizations, and third party services such as Google Analytics that (i) need to know that information in order to process it on ECU’s behalf or to provide services available at ECU’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors, affiliated organizations, and third party services may be located outside of your home country; by using ECU’s websites, you consent to the transfer of such information to them. ECU will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, ECU discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when ECU believes in good faith that disclosure is reasonably necessary to protect the property or rights of ECU, third parties or the public at large, or in order to provide marketing and/or services to customers or potential customers, or to collect and analyze information. If you have supplied your email address, ECU may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with ECU and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. ECU takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If ECU, or substantially all of its assets, were acquired, or in the unlikely event that ECU goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of ECU may continue to use your personal information as set forth in this policy.