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ITIN Services

Express CU is a Certified Acceptance Agent (CAA) with the IRS. We can help you and your family complete an application to get an ITIN for the first time or complete your Renewal Application by sending in copies of your documents!

When applying for the first time you need to have completed taxes in order to complete ITIN application. We CAN NOT complete ITIN application without completed tax return. We will send in your ITIN application (W7) with completed Tax return to the IRS. If renewing a spouse's ITIN a joint return will need to be filed with renewal paperwork.

Do you know if you need to renew your ITIN or Not? Check out this IRS publication* for details on expiring numbers.

The IRS Frequently asked questions page has a lot of helpful information as well. We suggest you check out this* page first, if you still have questions feel free to give us a call 206-622-1850!

Please call us at 206-622-1850 to schedule an appointment at our office M-F 9am-5pm

Do you need help completing your taxes? Find a FREE United Way of King County (UWKC) tax preparation site here*, along with additional resources.

Express CU is an expert in lending to ITIN holders

ITIN accounts and loans with Express

You must LIVE OR WORK in Washington state to join Express CU. ALL Express CU products and services are available to individuals who use an ITIN to file their taxes. All our accounts only require a $5 membership deposit and don’t have any other minimum balance requirements nor are their monthly maintenance fees on the account. We’ve helped hundreds of ITIN holders access affordable loans and accessible bank accounts since 2010. Our entire member facing frontline staff is Bilingual Spanish/English and are experts in their field. As a small Community Development Financial Institution (CDFI) we’re able to provide customized/personal service to you!

We invite you to learn more about the different loan products and services throughout our website.

ITIN Auto Loans

  • Are you looking for your first auto loan?! Express CU can help you.
  • Not your first auto loan but looking for low rates, great service and a Credit Union you can trust? Express CU is the place for you.
  • Do you have an existing auto loan and want to get out from that high monthly payment and high interest rate? Ask Express CU about refinancing your auto using your ITIN!

We highly encourage you to apply and receive a pre-approval prior to starting the car shopping process. With a pre-approval valid for 60 days and the support of our knowledgeable lenders we will help you purchase a car that isn’t over priced at a great rate with a payment you feel comfortable with.

ITIN holders can access ALL of Express CU account and loan products at the same low rates as someone with a SSN.

New Auto Loans


Used Auto Loans

Consumer Visa Agreement

Some restrictions may apply, ⱡ see Truth in Lending Disclosure