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Share/Savings Accounts

Become a member of Express Credit Union by opening a Savings Account today! You must live or work in Washington State to become a member. Once a member, always a member! Our bank accounts and services are safe and secure, we pay you dividends (interest) on your savings balance. Enjoy free online and mobile banking, electronic statements and personalized service – with no monthly account fees.




Benefits

Open your account with a deposit of $5 or more

Never a monthly maintenance fee, just a $5 minimum balance

Earn dividends, paid quarterly to all Express members as authorized by the board of directors

As an Express member you’re a credit union shareholder - we are always working for you

Free online banking, mobile banking, eStatements, and more

Mobile Check Deposit


Savings Accounts for Young Adults

Young Adult Spending Account

Start Your Banking Journey with People Who’ve Got Your Back

Built for independence. Backed by support.

At Express Credit Union, we believe your first steps into adulting should be exciting, not overwhelming. That’s why we’ve designed our accounts and services to meet you where you are, with real people ready to help when you need it.

If you’re 15 or older with a valid WA State ID or driver’s license, you can open your own account. No parent required. At 18+, you’re eligible and can start using loans and credit cards. All you need is to live or work in Washington and meet our membership requirements. Learn more.


Express CU Kids Club Account

Kids Club Account

Savings = Success.

It’s never to early to start saving. Open an Express Kids Club account to teach your child smart saving skills, establish a relationship with local Credit Union, and we’ll match your opening deposit with $5 to help them get started. Start your child on the right track today with a kids account from Express CU.



To create an account for a youth under 13 you can call us M-F between 10am-5pm, send us an email request to expresscu@expresscu.org or send us a secure message and we can send you the proper forms to complete. For youth between the ages of 15-17 you can complete the online application to get started, see young adult spending accounts.


One step Further - By setting up automatic recurring transfers from your account, Parent/Grandparent/Relative, to the Kids Club account you'll ensure not to spend money you intended to give to them.



*Express Kids club is for children under 18. An initial deposit of $5 will be added to the Express Kids Club account when opened. Federally Insured by NCUA.

Other Share/Savings Accounts


Holiday Club Account
Save money for holiday gifts or other special purchases while earning a higher dividend rate than your regular savings! Make regularly scheduled and special deposits during the year and watch your holiday nest egg grow.

Click here to download our Holiday Club Acount sign-up form. Sign and return to Credit Union to open account, or call us and we can email it to you for electronic signature!
Call 206-622-1850
No Dividend (Interest) Account
Enjoy the same features as our regular share/savings account without the dividends! You can still save your money safely as an Express CU member with this special non-interest savings account.
Call 206-622-1850
Secondary Savings (Digital Envelopes)
Log in to online banking and open additional sub accounts right from the menu. Sub accounts act as savings "buckets" or "digital envelopes" - through online banking you can transfer money into your different savings accounts to help track your savings goals and keep you organized. Open and name your accounts from the comfort of your own home. These accounts earn the same dividend rate as our regular Share/Savings account, with no limit on the number of transactions.
Log in to Online Banking*


Or learn more about

CDs and Other Ways to Save

For a complete list of deposit related fees and disclosures, please refer to our Truth in Savings and our Schedule of Account Fees (Lista de tarifas en Español)


Contact Authorization. By providing your telephone number to Express Credit Union you expressly authorize the Credit Union to contact you at any telephone number (including by text message) you provide, so we can assist you with account services or take measures to prevent fraud.  You agree the Credit Union may use automatic telephone dialing systems in connection with calls or texts made to any telephone number you provide, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. You may revoke this authorization at any time by contacting the Credit Union.