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Auto Loans

Buying a car with a loan from Express CU is easy!

At Express CU we know that buying a car can be complicated and confusing. We can help save you money and keep your monthly payments affordable.


Qualify for an Express CU auto loan with the lowest possible interest rate

Get a great deal on your car

Use an easy, electronic payment plan at no charge

ECU can finance vehicles 12 years or newer with max 150,000 miles



Get prepared to visit an auto dealer by working with Express CU first!

Speak with an Express loan officer or member service rep today.


New Auto Loans


AS LOW AS
3.49%
APR


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Used Auto Loans


AS LOW AS
3.74%
APR


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PREFERRED PARTNERS- WAYS TO SHOP

Buying a car can be overwhelming. By getting your pre-approval with Express CU prior to the car buying process you’ve taken the first step to success. Express CU partners with the companies below to ensure you’re treated fairly and not pressured, you find the right car for you and at the right price.

Click on each Partner’s logo below to learn more, shop for vehicles and access their car buying tools.
Enterprise Car Sales
Halo Car
CUDL Logo

Auto Loan Refinancing

  • Do you have an auto loan with another lender?
  • Is your current interest rate too high?
  • Do you want to lower your monthly auto loan payment?

If you answered YES to any of those questions then you should consider refinancing your auto loan. With a refinance you take out a new loan at Express CU to pay off the outstanding balance at another lender.

On average Express Credit Union has been able lower monthly payments by $150 on refinanced auto loans!


SAME RATES AS NEW/USED AUTO LOAN RATES!

Many people finance their autos through a dealer and are happy with the monthly payment. But many don’t realize how much is going to interest each month and the length of time it really takes to pay off the loan.

Express CU loan department will provide quality customer service throughout the entire process. If you are considering refinancing gather the following information before applying so the process will be quick!

1. Car registration

  • All parties listed on title will need to sign to refinance. If there is a case where you would like to remove the name of a party they would still need to sign at time of refinance to release their interest in the vehicle.

2. Most Recent Pay Stub

  • Self-employed parties who do not pay themselves with a pay stub will be asked for 2 years of filed personal & business tax returns.

3. 10 Day Pay-Off & Pay-Off Address Information

  • This is the principle balance plus 10 days of interest. The balance on your statement doesn’t include the daily interest that is added to loan balance since your last payment. You can call your loan servicer and get this information over the phone.

Once you have these items just complete our loan application. If you have any questions e-mail the loan department at loans@expresscu.org or call our office 206-622-1850.

RV, Motorcycle & Boat Loans

Boat in the Puget Sound

New or Used Motorcycle Loans


AS LOW AS
4.74%
APR


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New or Used Boat or RV Loans


AS LOW AS
3.24%
APR


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BENEFITS

Pre-approval available to help you improve your buying options



Truth in Lending Disclosure