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Notice: 9/29/2023 Express CU phone lines are now working and will be busy. Please leave us a message when prompted if we are unable answer your call. We will get back to you the same business day. The phone banking system is still unavailable. If you use phone banking to check balances or make transfers it will not work. Please create a login for and use our online/mobile banking app. You can continue to text us at 206-678-0325 or email expresscu@expresscu.org

Suspended Driver's License Personal Loan Program

You're not alone. Let us help you pay those unpaid fines and fees to help you reinstate your driving privileges.

Do you have a suspended license due to unpaid court fees or fines? You're not alone, over 500,000 people in Washington state have been unfairly impacted by past state laws.

Our mission is always to support the community through hard times through accessible and fair priced accounts and loans, no matter what life throws at them.
That's why we developed our Suspended Driver's License Personal Loan Program.

Our Suspended License Loan Program will help you get your license re-instated by paying the unpaid fines, fees, and other re-registration costs.


Suspended License Program Flyer Folleto del Programa de Licencia Suspendia

How does the program work and how can I qualify?

  • Unsecured loan that provides up to $3,000 paid directly to fines, fees, and/or other re-registrations costs
  • No minimum credit score required
  • Interest rate set at 14% APR for all applicants
  • Visit with a FREE financial Coach at GreenPath , prior to taking out the loan and we'll give you 1% discount on your interest rate. Interest rate would then be 13% APR.
  • Continue with the financial coaching, attend at least 3 sessions in total, and we'll deposit $50 into your savings after you get the loan and complete all the sessions.

Not a member? That's okay! You don't have to be a member to apply. If approved, we will help you open an account with Express and sign loan documents at the same time.

Regain the freedom that comes with driving and apply for our Suspended License Personal Loan today. Our team is ready and waiting to help you get back on the road. If you have questions and aren't ready to apply, that's ok. Send us an email at loans@expresscu.org or call us at 206-622-1850 between M-F from 10am-5pm and we can talk to you more about the program.

Apply for the Suspended License Personal Loan

For Non-Members, click the Non-Member button, immediately after clicking the link above, to complete your application

Interested in receiving the 1% rate discount? Scroll up and click "schedule now" to set up a free appointment with a financial coach at Change Machine. You will need to tell the coach you are wanting to participate in the Suspended License Loan Program with Express CU. Upon completion of your session, you'll receive a certificate of completion. Share that with the Express CU loan officer and when approved you'll get the 1% discount on your APR, interest rate. The financial coaching sessions are free of charge.

*Must be 18 years of age to qualify for a loan. All loans are subject to credit approval. Express reserves the right to change, modify or end this promotion at any time. To get the 1% rate discount must provide completion certificate from financial coach. To get the $50 deposit you must provide completion certificate showing at least 3 sessions completed. ALL financial coaching sessions are FREE. Must complete application and provide income verification. Payment will be made directly to fine or fee owed in order to reinstate license, statement or documentation with amount owed and where to send payment will be required. Other restrictions apply. See credit union for details. Federally insured by NCUA.