Share/Savings Accounts
Become a member of Express Credit Union by opening a Savings Account today! You must live or work in Washington State to become a member. Once a member, always a member! Our bank accounts and services are safe and secure, we pay you dividends (interest) on your savings balance. Enjoy free online and mobile banking, electronic statements and personalized service – with no monthly account fees.
Benefits
Open your account with a deposit of $5 or more
Never a monthly maintenance fee, just a $5 minimum balance
Earn dividends, paid quarterly to all Express members as authorized by the board of directors
As an Express member you’re a credit union shareholder - we are always working for you
Free online banking, mobile banking, eStatements, and more
Mobile Check Deposit
Young Adult - Spending Account
Start Your Banking Journey with People Who’ve Got Your Back
Built for independence. Backed by support.
At Express Credit Union, we believe your first steps into adulting should be exciting, not overwhelming. That’s why we’ve designed our accounts and services to meet you where you are, with real people ready to help when you need it.
If you’re 15 or older with a valid WA State ID or driver’s license, you can open your own account. No parent required. At 18+, you’re eligible and can start using loans and credit cards. All you need is to live or work in Washington and meet our membership requirements.
Why Start at Express?
Personalized Service
You’re not just a number. You’ll know our names and we’ll know yours. Whether you call, text, or stop by, we’re here to help you figure things out.Affordable Accounts
Open your spending account with just $5, and we’ll match your first $5 deposit. No monthly fees or minimum balance requirements apart from the $5. No surprises.Low-Cost Loans & Credit Tools
Are you 18? Ready for your first car or interested in building credit? We’ve got first-time auto loans, credit cards, and safe credit-building tools designed just for you.Accessing your accounts
- Mobile check deposit
- Access to shared branching - use other Credit Unions to access your Express account.
- With your Checking/spending account you’ll get a Debit Card to use for day to day spending and online purchases.
Free Financial Counseling
One-on-one support to help you budget, save, and plan for what’s next, at no cost. We can set up appointments virtually, in person or over the phone.Bi-lingual Spanish Staff
We speak your language, literally.Express CU Kids Club Account
Savings = Success.
It’s never to early to start saving. Open an Express Kids Club account to teach your child smart saving skills, establish a relationship with local Credit Union, and we’ll match your opening deposit with $5 to help them get started. Start your child on the right track today with a kids account from Express CU.
To create an account for a youth under 13 you can call us M-F between 10am-5pm, send us an email request to expresscu@expresscu.org or send us a secure message and we can send you the proper forms to complete. For youth between the ages of 15-17 you can complete the online application to get started, see young adult spending accounts.
One step Further - By setting up automatic recurring transfers from your account, Parent/Grandparent/Relative, to the Kids Club account you'll ensure not to spend money you intended to give to them.
*Express Kids club is for children under 18. An initial deposit of $5 will be added to the Express Kids Club account when opened. Federally Insured by NCUA.
Other Share/Savings Accounts
Click here to download our Holiday Club Acount sign-up form. Sign and return to Credit Union to open account, or call us and we can email it to you for electronic signature!
Or learn more about
CDs and Other Ways to SaveContact Authorization. By providing your telephone number to Express Credit Union you expressly authorize the Credit Union to contact you at any telephone number (including by text message) you provide, so we can assist you with account services or take measures to prevent fraud. You agree the Credit Union may use automatic telephone dialing systems in connection with calls or texts made to any telephone number you provide, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. You may revoke this authorization at any time by contacting the Credit Union.