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Making a positive impact on our member’s lives

We offer excellent member service through Authenticity and Empathy

Our staff are real people, with lived experiences who genuinely want our members and community to succeed. Through our experiences and knowledge, we are able to provide a unique personalized service experience for our members.

With the Vision of Economic Justice for ALL, we strive to create a safe space for helping people who want to increase savings and build credit, regardless of their income, credit score or immigration status.

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Equitable access through innovation

We find ways to meet our members where they are, physically and financially, and in the way they want to be connected with. Collaboration with community and members is essential and part of our practice, to uncover needs and gaps and develop unique products and services to fill those needs and gaps.

Through these products, members can build and improve their credit scores, as well as build relationships with a trusted financial institution. This is especially important for members who may be struggling to obtain services due to scenarios like having a suspended license, or lacking an ITIN / SSN.

Professional service by a quality team of Community Tellers

We take our services on the road, connecting with people where they are at places they receive other community services. These include locations such as career support agencies, Tax preparation sites, Governmental agencies, and Social Service sites including food banks and organizations that provide support with system navigation. Through Pop Up Account Openings & Resource Tables we can onboard new members and get information out to the community about our services.

Serving members in Spanish

Nine of our 15 staff are bilingual in Spanish, allowing us to support many members in their native language. Many of our educational and collateral materials are also available in Spanish. By communicating with our members in the language they feel most comfortable, we make it easier for them navigate the financial system, understand credit and save money to help build generational wealth.

Member Testimonials

Wondering how you can make a difference?

In order to provide financial opportunities to our members in a sustainable and responsible way, Express Credit Union relies on several pillars of support, like Auto Loans and Social Impact Certificate of Deposits (CD’s).

Get your next loan through Express

You can finance your next auto with Express CU and support our mission and our members.

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Consider a Social Impact CD

A zero-risk insured Social Impact Certificate of Deposit provides funds for Express that are lent to low-income members and people relying on overpriced predatory finance companies.

Your $50,000+ CD expands our lending capacity and helps cover the cost of providing free accounts to unbanked and underbanked people in Washington State.

Choose from 1 year, 2 year or 3 year CD maturities. Many find that multiple CDs with staggered maturities provide added flexibility. Select the amounts for your Social Impact CDs. $50,000 and higher CDs with aggregated balances up to $250,000 are insured with the National Credit Union Administration (NCUA).

A $50,000 Social Impact CD with Express CU provides 15 low-income Washington Families with access to fair and affordable financial services, whereas a $50,000 CD at a bank only benefits the shareholders.

With a Federally insured Social Impact CD, you can make real change and positively impact families in your community.

Social Impact Reports

Learn more about Express Credit Union’s impact on communities in our social impact reports.

Social Impact Reports