| Open Monday-Friday from 9:00 AM-5:00 PM | expresscu@qwestoffice.net | |
| Tel. 206-622-1850 | ||
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Copyright © Express Credit Union. All rights reserved. Privacy Policy/Security Statement |
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INVESTMENT DIVIDEND RATES
Last Declaration, June, 2008
| Share Savings |
1.00% 1.00% apy * |
| Your basic savings, $5.00 minimum balance requirement, no service fees or charges. APY * based on $5.00 minimum balance. | |
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IRA Savings |
1.50% 1.51% apy * |
| Including Traditional, Roth and Educational IRA's. | |
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Christmas Club Savings |
1.25% 1.26% apy * |
| Tired of over spending each Christmas with money you don't have? The ECU Christmas Club might be just the thing. Use your payroll deduction to build up a healthy fund for this year. | |
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Children's Savings Club |
1.00% 1.00% apy * |
| Do you have a young saver at home? If he or she is under the age of 13 sign them up. With every deposit made at the credit union, your child will receive their own statement, newsletter, and a fun-filled goody bag. Teach them the importance of savings in an enjoyable manner! | |
Rates are subject to change without notice. Fees accessed could reduce dividend earnings. Rates declared Quarterly.
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Share Certificates of Deposit |
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| MINIMUM BALANCE | DIVIDEND RATE / APY * | |||
| 6 month | 12 month | 18 month | 24 month | |
| $1000.00 - $9,999.99 | 2.70% / 2.73% |
2.75% / 2.78% |
2.80% / 2.84% |
2.82% / 2.86% |
| $10,000.00 - $24,999.99 |
2.75% / 2.75% |
2.77% / 2.81% |
2.82% / 2.86% |
2.85% / 2.89% |
| $25,000.00 - $49,999.99 |
2.77% / 2.81% |
2.79% / 2.83% |
2.83% / 2.87% |
2.86% / 2.90% |
| $50,000.00 and up |
2.81% / 2.85% |
2.83% / 2.87% |
2.87% / 2.91% |
2.92% / 2.96% |
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Educational / Coverdell
Savings Account $500 |
Not available | 2.78% / 2.82% | 2.83% / 2.87% | 2.84% / 2.88% |
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IRA CD'S $1,000.00 - $49,999.99 |
Not available | 2.73% / 2.76% | 2.80% / 2.84% | 2.83% / 2.87% |
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IRA CD'S $50,000.00 and up |
Not available | 2.83% / 2.87% | 2.90% / 2.94% | 2.86% / 2.0% |
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ECU has added the "bump" option. If your certificate is $10,000 or higher with a term of twelve months or greater, you have the option to request a rate increase (a "bump"), if our rates increase. This option is available once during the term of the certificate. |
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Certificates will now automatically renew at the end of your selected term at the current offered rate at the time of renewal. A certificate maturity notice will still be sent to you, and you may choose to not have automatic maturity. |
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We make every effort to provide our members with the best rates possible. If you qualify for a better rate elsewhere, contact us. We may be able to match it! A 10 % penalty may be imposed on interest earned and/or accrued for early withdrawal without 30 day written notice. |
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* Annual Percentage Yield Rates are subject to change without notice Dividends pay monthly
| Open Monday-Friday from 9:00 AM-5:00 PM | expresscu@qwestoffice.net | |
| Tel. 206-622-1850 | ||
|
|
Copyright © Express Credit Union. All rights reserved. Privacy Policy/Security Statement |
|